Great article, kudos to the writer!
I believe it’s very important to understand the difference between what you spend when you “active” and when your “retired”. Its impossible to keep up the same level of expenditures as well as lifestyle as you used to have when you were a quasi active member of society.. Everyone hopes that they can retire to the Bahamas, but keep it real people. The sooner one understands this, the smaller the disappointment will be.
Yet again, fine peace of an article.